CREDIT CARD DETAILS
Discover® CardDiscover® Motiva Card
| Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
| Available Rewards: |
| For explanation of each icon click here |
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| About: |
- 3.9% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
- Unlimited cash rewards.
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Credit Card Rates
| Purchases: |
| Introductory APR: |
3.9% |
| Introductory Period: |
6 months |
| Ongoing APR: |
10.99%± |
| Default APR: |
28.99% |
| Minimum Grace Period: |
25 days |
Minimum Finance Charge: |
$0.50 |
| Balance Transfers: |
| Introductory APR: |
3.9% |
| Introductory Period: |
12 months |
| Ongoing APR: |
10.99%± |
| Default APR: |
28.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
28.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
| Minimum: |
$10 |
| Fee Rate: |
3% |
| Maximum: |
$75 |
| Cash Advance Fees: |
| Minimum: |
$5 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
Credit Card Other Fees
| Initial Fees: |
| Setup Fee: |
$0 |
| Maintenance Fees: |
| Annual Fee: |
$0 |
| Penalty Fees: |
| Late Payment Fee: |
$19 |
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