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Gold MasterCard®/Visa
CREDIT CARD DETAILS
GM MasterCard®

HFC Bank

GM MasterCard®
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United Kingdom
Available Rewards:
For explanation of each icon click here
About:
  • Typical 14.9% APR variable.
  • No annual fee.
  • Free additional Card.
  • 0% per annum on all purchases and balance transfers, fixed for the first five months from account opening.
  • Rebate Points are earned at the rate of 3% of your spend.
  • 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Zero Liability
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 5 months
Ongoing APR: 14.9%
Default APR: see terms
Minimum Grace Period: 56 days
Minimum Finance
Charge:
£5
Balance Transfers:
Introductory APR: 0%
Introductory Period: 5 months
Ongoing APR: 14.9%
Default APR: see terms
Minimum Grace Period: n/a
Minimum Finance
Charge:
£5
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.9%
Default APR: see terms
Minimum Grace Period: n/a
Minimum Finance
Charge:
£5
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: £5
Fee Rate: 2%
Maximum: n/a
Cash Advance Fees:
Minimum: £3
Fee Rate: 2.5%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: 3%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: £0
Maintenance Fees:
Annual Fee: £0
Penalty Fees:
Late Payment Fee: see terms
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