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CREDIT CARD DETAILS
HSBC Platinum MasterCard® with Cash Back Rewards

HSBC Bank

HSBC Platinum MasterCard® with Cash Back Rewards
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon click here
About:
  • 0% Intro APR on purchases and balance transfers for 12 months.
  • No Annual Fee.
  • A Full 1% Cash Back on Every Single Purchase.
  • No Earnings Caps.
  • No Complicated Spending Requirements or Tiers.
  • 1% Cash Back on Every Purchase, Large or Small. Then Redeem in Low $25 Increments.
Zero Liability
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 8.99%
Default APR: 31.99%
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$1.00
Balance Transfers:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 8.99%
Default APR: 31.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$1.00
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 20.99%
Default APR: 31.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$1.00
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $15
Fee Rate: 3%
Maximum: n/a
Cash Advance Fees:
Minimum: $15
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: 3%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $15
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