CREDIT CARD DETAILS
HSBC BankHSBC Platinum MasterCard® with Cash or Fly Rewards
| Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
| Available Rewards: |
| For explanation of each icon click here |
|
| About: |
- 0% Intro APR on purchases and balance transfers for 12 months.
- No Annual Fee.
- Earn 1 point for every dollar spent, with no earnings caps.
- Redeem points for airline tickets with no blackout dates.
- Start redeeming for travel with as little as 7,500 points.
- Redeem points for unlimited 1% cash back.
|
|
Credit Card Rates
| Purchases: |
| Introductory APR: |
0% |
| Introductory Period: |
12 months |
| Ongoing APR: |
8.99% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$1.00 |
| Balance Transfers: |
| Introductory APR: |
0% |
| Introductory Period: |
12 months |
| Ongoing APR: |
8.99% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$1.00 |
| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
21.24% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$1.00 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
| Minimum: |
$15 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
| Cash Advance Fees: |
| Minimum: |
$15 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
Credit Card Other Fees
| Initial Fees: |
| Setup Fee: |
$0 |
| Maintenance Fees: |
| Annual Fee: |
$0 |
| Penalty Fees: |
| Late Payment Fee: |
$15 |
| 
