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Displaying 30 to 40 (of 92 questions)
Page:   4 of 10
Date:
December 4, 2006, 4:13 am
I would like to find out if it is possible and acceptable to transfer a balance from an equity line of credit onto a 0% interest credit card? Please advise. Thank you, Julia
Answer:
It is possible with some banks, but you should find out all the details first, as it is possible that you'll damage your credit.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 7, 2006, 6:14 am
how long should I wait to apply for a major credit card after a discharge of chapter 13 bankruptsy
Answer:
Well, you don't have to wait, but you can only get bad credit cards, as no bank will approve you of better than bad credit card. Chapter 13 will stay in your credit report for up to 10 years.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 7, 2006, 6:51 am
HOW CAN I REBUILD MY CREDIT IF I HAVE BAD CREDIT?
Answer:
You should apply for bad credit cards and pay them off accurately. It is important to apply for credit cards for which your credit history is eligible. In a year your credit rating will improve so that you'll be able to get fair credit cards (if you have no bancruptcy).

Best,
Manager of Immediate Credit Card Care Service
Date:
December 7, 2006, 6:52 am
Can you make a monthly mortgage payment with a credit card?
Answer:
If the bank allows this kind of transaction, you can - it is just tranferring an amount of money from one account to another.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 8, 2006, 7:40 am
after how many years does your bad credit history stays in the credit report?
Answer:
Bad credit history can't stay in your report - as you apply for credit cards and pay them off, your score increases and credit history becomes better. The only thing that can stay in your credit report is bancruptcy or some unpaid bills, bancruptcy being removed in 7-10 years.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 12, 2006, 7:09 am
where is my credit card? Its been to weeks.and you have debitedmy account of 79.00
Answer:
Low-Interest-Credit-Cards-Offers.com does not have access to any of your checking or credit card accounts. We suggest you contact your Bank and ask them to provide a phone number for the company that withdraws $79.00 from account. Once you obtain that phone, you can call and speak directly to the company that charges your account.

Best,
Manager of Immediate Credit Card Care Service.
Date:
December 12, 2006, 7:27 am
do you know what credit card i can get with a co applicant? is a co applicant like a co signer?
Answer:
All our credit cards for good credit allow to co-sign for someone. But you can not apply with a co-signer right away online.
This is how it works:
1. A person with GOOD credit history (co-signer) applies online (at our site) for any credit card with good/excellent credit.
2. (S)he gets approved.
3. Then (s)he can call the bank and say that he would like to add someone to his/her account and that (s)he will be a co-signer for a person with BAD credit history. (S)he must tell the social security number of that person.
4. The co-signer receives a statement by mail, that a person with bad credit must sign and send back. (Basically (s)he agrees to share debt and be liable for all payments)
4. The person with BAD credit history now shares an account with the co-signer.
Please note that they will have different credit cards with
different numbers (and even pictures!). But the CREDIT ACCOUNT and
CREDIT LIMIT will be ONE, shared between them.
Please do not confuse a credit card with a co-signer and adding a user to your account. All credit cards (for good, excellent credit) allow adding a user online during the applications process. By
adding a user you simply get another card that will be
linked to your account with some other name. You do not provide Social Security number of that person, and only you are
liable for all charges. Additional user does not build his/her credit.

regards,
Manager of Immediate Credit Card Care Service.
Date:
December 12, 2006, 7:31 am
My HSBC Gold Credit Card Number XXX 0019 i have paid my bill so please let me know any balance Transaction. Waiting For reply My mail address XXX@fluor.com
Answer:
Sorry, we are not a bank or credit card company and do not provide phone numbers or addresses, so please apply directly to your bank. We just offer credit cards, and all other transactions are maintained by banks.

Best,
Manager of Immediate Credit Card Care Service.
Date:
December 12, 2006, 7:39 am
i have a problem with my credit history, with child support owe back from florida , i have no more current child support for now ... I filed bankruptcy last 1997 and should be done with it soon ... i want a credit card where i never had it that card before in my life .
Answer:
Suppose your bankruptcy is no longer marked in your credit history. probably some of the banks will give you a credit card. Try starting with a secured credit card to improve your credit history.

Best wishes,
Manager of Immediate Credit Card Care Service.
Date:
December 20, 2006, 7:14 am
I have received a credit card that I never applied for. I already have an applied card bank card.What do I do?
Answer:
If you received a credit card you hadn't applied for, it could be because of several reasons. It can be a mistake made by the bank, a case of unsuccessful identity theft, or a mistake of mailing service. If the credit card is in your name, this can point at the first two reasons, if it is in another name, you have less reasons to worry, but it still should cause suspicion. You should immediately call the bank issuer of the credit card you received and report of it.

Best,
Manager of Immediate Credit Card Care Service
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