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Page: 7 of 9 User Name:
Dony\'a ReevesDate: March 19, 2007, 4:02 am I have been having problems with getting a credit card,so that I can build my credit. In need some assitance and to see what credit card would best fit me in my budget.
Answer:
If you have been turned down, it doesn't mean that you can't get an approval. Just apply for a credit card online and get credit card offers for bad/no credit from such companies as First Premier bank and Orchard bank. You have an opportunity to compare cards and apply online to start or improve your credit history. Looking through bad/no credit card offers you can find a secured credit card implying credit limit and demanding a deposit. secured credit cards is a good way to establish your credit history. First open a bank account to confirm your financial stability. And after it you can make online credit card application. Our credit card applications for bad credit allow you to apply for credit card with a poor credit score. Look through the best Visa and MasterCard credit card offers for bad and no credit and choose the card that suits you. guaranteed approval credit cards can also be beneficial but you must have enough income as they charge higher fees and rates. You can also solve this problem with the help of a co-signer, a relative or a friend, who will have to pay your debt in case you fail to do it.
User Name:
Gurmit Gary BassiDate: March 21, 2007, 7:49 am I want to knowhow do you calculate APR. What if formula / addition/ substructions/multification and divided. Thanks Gurmit Gary Bassi
Answer:
There are many fees and charges that may or may not be included in a given Annual Percentage Rate. For example, on a mortgage, APR might include Private Mortgage Insurance, processing fees and discount points. We do not calculate APR. Our site is used for making credit card application online and for presenting the best credit card offers. At our site we place best credit cards with APR already calculated by the banks. You would like to calculate APR? Call the bank or find the APR calculator online. The information about the lowest APR cards is also presented at our site.
User Name:
karl boyerDate: March 26, 2007, 4:55 am i have been waiting for my new card since feb 25th and still havent recieved it. i have had a visa debt card thru this bank and i feel theyre messing with your good name, i cant get to my money to pay any bills etc. can anyone help with this issue? they keep changing as to when they sent it and giving all sort of excuses thank you.
Answer:
If your application was approved, the bank would send you a statement. When you apply online for a credit card, the credit card issuer needs some time to consider your application, check your credit report and then make a credit decision. The time depends on the type of the credit card. It can take a couple of days, weeks or even a month. If your application was not approved, the bank must inform you about that. You should be waiting for some time and then call the customer service of the bank once more to clear out the situation. Also you can apply to another bank. At our site you can find the information about banks and bad credit card offers for people with a bad credit.
User Name:
craig plumbDate: March 27, 2007, 3:26 am Please cancel my application for aspen mastercard. thank you.
Answer:
In the case of cancelling the application, you need to contact your credit institution directly. You see, at our website you can make a comparison of the best credit cards, choose the credit card complying with your needs and send your online application for the credit card to the bank. Then only the bank keeps your application. We do not have access to your personal information and account. So, apply to your credit institution and its managers help you. Also they are supposed to answer all of your questions concerning your credit card, accounts and so on.
User Name:
Paul A. BrookerDate: March 30, 2007, 4:52 am Is it possible to get a statement from June, 2005?
Answer:
You see, we can not give you the exact answer, because we are not the credit card issuer and do not have access to your personal information. Our website's job is to collect the best credit card offers from the top credit card issuers and it helps our customers to make an application for a credit card online. We do not know how long the credit company can keep your statement. You need to turn to your company directly and clear up this moment. Its representatives are supposed to answer all your questions relating to your statement.
User Name:
bettyDate: May 16, 2007, 9:02 am why idoes it say these cards r for people with bad credit but i allways get turned down. how am i going to build my credit if i can never get a card?
Answer:
In case you apply for a credit card you are not eligible for, you can get a denial. Constant denials damage your credit score greatly, that's why you must turn to the credit bureaus and check your report for mistakes and omissions before applying for a particular card. Only after you have corrected them all you can apply for a card that meets your requirements. On our web-site there are a variety of cards for bad credit. In case you want to rebuild your credit history, you can choose a secured credit card (for this a cash deposit is needed) or one of the unsecured cards of First PREMIER bank. You can also acquire a credit card through a co-signer, a friend or a relative, who applies for a good credit card, and later becomes responsible for the debt you must pay off.
User Name:
CherDate: August 24, 2007, 5:56 pm is there any credit cards for canadians with bad credit
i would like to apply for a visa credit card, but have poor credit or not much credit. i would like to build up good credit again. in canada Answer:
Thank you for addressing your requests to our service. Unfortunately we do not offer any credit card applications for Canadian residents with ad credit score. Actually, we suggest among our Canadian credit card offers there is only one plastic - American Express AIR MILES Credit Card. This one is available only to the customers with good or excellent credit score. We recommend you to build your credit first and then you are welcome to apply for a credit card we offer to you, since this deal is really profitable and favorable. Our team wishes you good luck!
User Name:
nathan molnoskeyDate: September 4, 2007, 10:55 pm where can i find business credit cards for bad credit
Answer:
Thank you for your question. Unfortunately, we do not offer business credit cards for bad credit. These are available only to the customers with good/excellent credit. Having bad credit, you still get an opportunity to build your credit history via applying for a credit card. Our site also contains various options concerning bad credit card offers. Pay special attention to our best choice - Centennial Gold MasterCard/Visa. This one has 9.9% APR, $29 Setup Fee, $48 Annual Fee, and other features. Moreover, you can apply for a secured credit card. Secured credit card offers are also available at our site. Look through the site, examine and copmare these offers, and possibly you will find a credit card which does for you best.
User Name:
melizzaDate: October 24, 2007, 5:55 pm i declared bankruptcy in the year 2000 i want a high limit credit card which one is better to get approved
Answer:
Thank you for addressing your requests to our service. We will try our best to help you via our answers. Usually after bakruptcy various banks suggest different options for bad/no credit history or secured credit cards. First, our site contains some bad/no credit card offers by First PREMIER Bank. We strongly recommend you to explore in details our best choice - Centennial Gold MasterCard/Visa. Second, bad/no credit card deals at this site also include guaranteed approval credit card offers. These include both secured and unsecured credit cards. Here you can apply for a credit card of your choice and get an instant approval within a few minutes! Third, pay attention to secured credit card offers. Actually, these regarded as the best variant fr those customers who want to build or rebuild their credit history. In this case you have to deposit a definite amount of money or property to secure your credit. But please note the main thing: after bankruptcy, in case of your first application, banks will not allow you to get a high limit. In fact, you will not get more than $500 of limit.
User Name:
cathyDate: November 11, 2007, 9:59 pm looking for zero interest on balance transfer and APR of less than 10%
Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card which meets your requirements. In this case we may suggest you Citi Diamond Preferred Card offered by Citibank. This one has 0% Intro APR on balance transfers for up to 12 months, Ongoing APR as low as 9.49%, no Annual Fee, and other features. For more detailed information please explore our balance transfer credit card offers (click the button 'see details' near the credit card concerned). Please note that this credit card requires good credit score.
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