Thank you for addressing your requests to our service. We hope our answer helps you to find a suitable option. At our site, we offer some options of low APR credit cards. For instance, we recommend you Platinum Prestige from Capital One. This credit card has 7.4% APR, no annual fee, and some other features. To explore them, please see our low APR credit card offers.

Thank you for asking your question. Yes, at our site, there is a credit card which meets your requirements. This is Chase Business Rebate Visa. This credit card has 0% Introductory APR on balance transfers and purchases for 12 months, 13.24% Ongoing APR, No Annual Fee, 3% cash back for every dollar spent at gas stations, supply stores, restaurants, etc., and other features. To get more detailed information please explore our business credit card offers.

Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. First of all, having FICO score of 660-749 implies your credit is good. This one is enough to get approved for almost every credit card which requires good or excellent credit. Please explore our balance transfer credit card offers to comparre their terms. Almost all of them have 0% introductory APR on balance transfers for 12 months (excluding IN:NYC Card from American Express which has introductory APR for 6 months). As of Blue from American Express, this one has 4.99% introductory APR on balance transfers until it is paid off. So you are free to compare all of the offers and choose the best one.

Thank you for addressing your requests to our service. Having no credit score at all, the best method for you is to apply for a secured credit card. At our site, these are offered by Millennium and Orchard banks. Please note that in this case you will have to deposit a certain amount of money to secure your credit and guarantee your paying off the bills in good faith and at a proper time. Nevertheless, such cards are considered to be the most preferable way of building or rebuilding your credit history. Moreover, such cards have guaranteed approval. Please examine our secured credit card offers to get more detailed information.

Thank you for addressing your requests to our service. When you have bad credit (or no credit at all) there is no 100% guarantee that your application will be approved. So the best method for you is to apply for a secured credit card, since these have guaranteed approval. Please keep in mind that you need to deposit a definite amount of money to get such a credit card, nevertheless, these are the best way of establishing your credit history. These credit cards are offered by Orchard and Millennium banks at our site. To get detailed information on them explore our secured credit card offers.

Thank you for addressing your requests to our service. In case you have no credit or bad credit (0-619 of FICO score), the best credit card for you is the Secured MasterCard from Orchard Bank. This credit card is secured which implies that you need to deposit a certain amount of money to secure your credit. However, this one is guaranteed. Plus, it has no annual fee, low APR of 8.9%, grace period of 25 days, and other features (terms and conditions may be changed). Secured credit cards are the best for thos customers who want to build or rebuild credit history. To get more detailed information please explore our secured credit card offers.

Thank you for asking your question. We hope our answer helps you. Actually, it is much better to keep your credit cards, even if you do not use them (and of course, if you do not carry balances on these). Closing your credit score will definitely damage your credit score! Certainly, the situation gets much easier in case these cards do not require annual fees. As of the 'ideal' number of credit cards, it all depends on how many of them you own. Experts convince, two or three credit cards is quite enough.

Thank you for addressing your requests to our service. Of course, in your case it is much better to apply for a fair credit card. Such cards are developed for the customers whose credit score needs some improvement. And it is quite logical, that the terms and conditions in case with these are better than those of bad credit cards. Our fair credit cards are offered by Capital One bank. Note that some of these have points rewards and cash rebates, plus 0% introductory rate on purchases. To get more detailed information please explore our fair credit card offers.

Thank you for your question. First of all, you should address your requests to your local bank to get a savings account. After that, you are free to get a credit card. Having no credit, the best method for you is a secured credit card. Please keep in mind that in this case you will have to deposit a certain amount of money to guarantee your paying off the bills in good faith. Nevertheless, such credit cards are considered to be the best method of establishing your credit history. These are offered by Millennium and Orchard banks at our site. To compare them, get more detailed information, and apply online please explore our secured credit card applications.

Thank you for your question. Having bad credit you can choose one of two methods of building your worthy credit history. First, you can apply for a bad credit card. But keep in mind that there is no total guarantee that your application will be approved. The only bad credit card which has guaranteed approval is Centennial Gold MasterCard/Visa. Second, there are also secured credit cards for you. Note that you will have to deposit a definite amount of money to guarantee your paying off the bills. Nevertheless, such cards are guaranteed, and they will help you to build your credit history quicker. Please explore our bad credit card offers and secured credit card offers.