CREDIT CARD DETAILS
Merrill LynchMERRILL+® Visa® Credit Card
| Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
| Available Rewards: |
| For explanation of each icon click here |
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| About: |
Card issued by FIA Card Services, NA.
- 1.9% APR for 12 billing cycles and is applied to balance transfers.
- No annual fee and a low competitive 9.99% APR.
- Earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences.
- There`s no limit to the number of points you can earn.
- Anytime, Anywhere, Any Airline - air rewards starting at 25,000 points, with no blackout dates.
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Credit Card Rates
| Purchases: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
9.99% |
| Default APR: |
n/a |
| Minimum Grace Period: |
25 Days |
Minimum Finance Charge: |
see terms |
| Balance Transfers: |
| Introductory APR: |
1.9% |
| Introductory Period: |
12 billing cycles |
| Ongoing APR: |
9.99% |
| Default APR: |
n/a |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
see terms |
| Cash Advances: |
| Introductory APR: |
1.9% |
| Introductory Period: |
12 billing cycles |
| Ongoing APR: |
9.99% |
| Default APR: |
n/a |
| Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
see terms |
Credit Card Transaction Fees
| Balance Transfer Fees: |
| Minimum: |
$10 |
| Fee Rate: |
3% |
| Maximum: |
$75 |
| Cash Advance Fees: |
| Minimum: |
$10 |
| Fee Rate: |
3% |
| Maximum: |
$75 |
| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
2% |
| Maximum: |
n/a |
Credit Card Other Fees
| Initial Fees: |
| Setup Fee: |
$0 |
| Maintenance Fees: |
| Annual Fee: |
$0 |
| Penalty Fees: |
| Late Payment Fee: |
$15 |
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