CREDIT CARD DETAILS
American ExpressStarwood Preferred Guest® Card
| Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
| Available Rewards: |
| For explanation of each icon click here |
|
| About: |
- 2.90% Intro APR for 6 months.
- Earn 10,000 Starpoints with your first purchase.
- Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
- Earn 1 Starpoint for every dollar of eligible spending.
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
- First year fee-free and only $45 thereafter.
|
|
Credit Card Rates
| Purchases: |
| Introductory APR: |
2.90% |
| Introductory Period: |
6 months |
| Ongoing APR: |
14.99% |
| Default APR: |
17.99% |
| Minimum Grace Period: |
20 days |
Minimum Finance
Charge: |
$0.50 |
| Balance Transfers: |
| Introductory APR: |
2.90% |
| Introductory Period: |
6 months |
| Ongoing APR: |
14.99% |
| Default APR: |
17.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
19.99% |
| Default APR: |
17.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
| Minimum: |
$017 |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
| Cash Advance Fees: |
| Minimum: |
$5 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
Credit Card Other Fees
| Initial Fees: |
| Setup Fee: |
$0 |
| Maintenance Fees: |
| Annual Fee: |
$071 |
| Penalty Fees: |
| Late Payment Fee: |
$19 |
| 
71 First year fee-free, then $45.