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CREDIT CARD DETAILS
Total MerrillSM Cash Back Visa® Credit Card

Merrill Lynch

Total MerrillSM Cash Back Visa® Credit Card
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon click here
About:
Card issued by FIA Card Services, NA.
  • Low 9.99% APR for Retail Purchases.
  • No Annual Fee.
  • 1% Cash Back on Virtually All Purchases.
  • Unlimited Cash Back on qualifying purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
Zero Liability
Credit Card Rates
Purchases:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: 25 days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR: 1.9%
Introductory Period: 12
billing cycles
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR: 1.9%
Introductory Period: 12
billing cycles
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Cash Advance Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: 2%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $15
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